Difference Between a Personal Injury Claim and a Personal Injury Lawsuit

Have you met with an accident and it wasn’t your fault? If yes, you are eligible to make a personal injury claim or file a personal injury lawsuit with the help of a personal injury lawyer in Edmonton. However, people think that both the terms – personal injury claim and personal injury lawsuit – are similar But, they are different from each other. Wondering how? In this article, we’ll discuss how a personal injury claim is different from a personal injury lawsuit.

Personal Injury Claim

Personal injury claims are legal, insurance claims to seek compensation for the damages caused to a person or entity as a result of someone’s negligence. Personal injury claim is a broad term used for many different types of accidents such as:

  • Road traffic accident – If you have met with a road accident and it was not your fault, you can claim for the damages caused to you and your belongings. For instance, if you met with an accident and it has caused damage to your car, then the cost of repairing and replacing your car is covered by the one responsible for it.
  • Accident at work – It is the responsibility of your employer to offer you a safe work environment and provide you with appropriate training if the work involves risks. If you’ve met with an accident at your workplace, personal injury claims are applicable.
  • Slip trips and fall – Though slips, trips, and falls may most of the time cause minor injuries. They may often cause severe injuries like broken or fractured bones or head injuries. If you have been severely injured due to such accidents, you can make a personal injury claim.
  • Life-changing injury – Sometimes accidents can be so severe that it may lead to loss of one’s life. Accidents like these can be very upsetting and life-changing. If your loved one has lost his or her life because of someone else’s fault, then personal injury claim can be made.
  • Medical negligence – Cases of death due to medical negligence are eligible for a personal injury claim. If medical negligence has caused sudden demise of your family member or severe damage to you or their health, then you can make a personal injury claim against that doctor or the hospital.

Personal Injury Lawsuit

If you have suffered an injury or loss due to someone’s negligence, then you can make a personal injury claim. But, if it has caused significant damage, such as loss of life or severe medical condition, then you can file a personal injury lawsuit as well. If it is found out that there is a minor injury, the personal injury claim will be dismissed, and you cannot take a further step of filing for personal injury lawsuit. But, in severe cases, a lawsuit can be considered.

If you have been through the situation mentioned in this article, but you’re not sure whether to make a claim or file a lawsuit, feel free to contact us at Prowse Chowne. Our personal injury lawyers in Edmonton will answer all your queries and suggest you appropriate actions to be taken.